Welcome to the Bank of Lake Mills rates page.

Please note:  Due to recent changes within the lending industry, the rates shown below are based upon the following factors:

A minimum of a mid-credit score by both borrowers if applicable of 720.   

 A purchase money mortgage of $150,000 or greater with escrows.

There are specific adjustments to these posted rates based on final credit score, down payment percentage also known as Loan to Value and loan purpose. It is critical that you contact us at some point to determine your final rate to ensure you are getting the most accurate quote. We have always believed our website was about informing customers and not trying to obligate them.  However, due to the most recent changes all lenders are having to work with, it is absolutely necessary for us to communicate one-on-one to determine your individual situation and the accuracy of the quote.

Current posted rates are in effect as of 07/03/2008 10:25:40 AM Central Time.
Rates are subject to change without notice.
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30 year fixed
RatePointsAPRLock Days
6.500%0.000%6.574%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


20 year fixed
RatePointsAPRLock Days
6.375%0.000%6.472%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


15 year fixed
RatePointsAPRLock Days
6.000%0.000%6.121%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


Six Month Construction Loan
RatePointsAPRLock Days
4.990%0.000%5.058%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


Guaranteed Rural Housing
RatePointsAPRLock Days
6.625%0.000%6.700%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


WHEDA - Home Loan
RatePointsAPRLock Days
6.250%0.000%6.323%60
The APR is calculated using a loan amount of $150,000 and these typical fees.


State VA
RatePointsAPRLock Days
5.750%0.000%5.821%60
The APR is calculated using a loan amount of $150,000 and these typical fees.


FHA
RatePointsAPRLock Days
6.750%0.000%6.825%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


Fed VA
RatePointsAPRLock Days
6.750%0.000%6.825%30
The APR is calculated using a loan amount of $150,000 and these typical fees.


Flex 97
RatePointsAPRLock Days
6.750%0.000%6.832%30
The APR is calculated using a loan amount of $150,000 and these typical fees.

                               

Bank of Lake Mills - Loan Office

1640 S. Church St.

Watertown, WI  53094

Ph. (920) 206-9480  Fax (920) 206-9488

email:  sthomas@blm-mortgage.com

For further banking information please visit

www.bankoflakemills.com