Anything you submit over our website is 100 percent, fully secure.  Here is a list of the information we will use to consider your loan application.

Social Security Number, for borrower and co-borrower if any

Employment History:

• For the last two years: employment dates, addresses, salary.
  Current pay stubs or W-2 forms will be collected for pre-approval.

Check and Savings Accounts and Certificates of Deposit

• Location of bank accounts, account numbers and balances;
  Address of bank if out of town
  Last 2 months' statements will be collected for pre-approval.

Stocks, Bonds, and Investment Accounts

• Broker's name and address, description of stocks, bonds, etc.
  Last 2 months' statements or copies of stock certificates will be collected for pre-approval

If you're self-employed
Two years tax returns and profit and loss statements, both company and personal if separate.
Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.  

If you have income from:
Commission
Overtime
Bonus
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends
You may need two years' personal federal tax returns

If employed in family business
Personal federal income tax returns and all schedules for the past two years

If divorced or separated
Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

If you've sold your home but not closed:
A copy of the sales contract

If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement

Name, address and phone number of landlords for the past 24 months (not applicable in all cases; your lender will let you know)

• Purchase sales contract or offer to purchase and all addenda
  Furnish contract with original signatures of buyer and seller
  

If a source of your down payment is a gift:
Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.

For VA Financing:
DD214 and Certificate of Eligibility; Evidence of Social Security Number and photo identification

For Construction:  Signed construction with cost breakdown, builder plan and specifications